Exodus 22:15

If the owner was present, no restitution is required. If the animal was rented, the fee covers the loss.

But if the owner thereof be with it, he shall not make it good: if it be an hired thing, it came for his hire.

If its owner is with it, he shall not make it good. If it is a leased thing, it came for its lease.

If the owner thereof be with it, he shall not make it good: if it be a hired thing, it came for its hire.